Zip Finance

• Must be 18 years of age
• Must be an Australian citizen or a resident
• Must be employed in some capacity

Click APPLY NOW and complete the easy 3-minute application. You’ll be surprised at how simple the process is.

Once approved and you accept the terms and conditions, zipMoney will pay on your behalf.

Although zipMoney’s interest-free plan allows you to shop today without paying anything upfront – it is a loan and must be paid back. Failure to do so could affect your future credit rating.

zipMoney’s payment plans are interest-free for up to 6 months, but please be aware that interest will start to accrue after the interest-free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.

You can buy the goods you want today and pay nothing upfront. By paying with your zipMoney account, you can split the cost of your purchase and pay over time. zipMoney even pays on your behalf no money ever changes hands.

You’re also provided with a virtual account so for your next purchase, all you need to do is sign-in to your digital wallet, confirm and pay. There’s no more need to use your credit card or seek a loan elsewhere.

It’s simple and easy to use.

• No deposit, so nothing to pay today
• A one off establishment fee may apply. Don’t worry this is added to your interest free balance. Please see your application and contract for details.
• Minimum monthly payments apply. See your contract and application for details.
• An interest-free period of up to 6 months, after which interest will accrue at the standard annual percentage rate.
• A small monthly admin fee of $6.00 (only payable if a balance is owing).
• Please refer to your contract, terms and conditions for further information.